Hampshire & Isle of White Mortgages
Making sure you make the best decisions in life

Welcome to
Hampshire & Isle of White Mortgages

A Mortgage, Protection & Equity Release Adviser helps clients find suitable mortgage solutions, protect their income and loved ones, and explore ways to access property wealth in later life.

From first-time buyers and remortgages to retirement lending and equity release, the adviser assesses individual circumstances, explains the available options and helps clients make informed financial decisions.

What Our Customers Say

Charlotte Lawson

Phil was fantastic throughout our mortgage process, taking the time to listen, explain everything clearly, and guide us through each stage with patience and professionalism. Despite our circumstances not being straightforward, he worked hard to find the right solution and made the whole experience far less stressful. We’re incredibly grateful for his support and would highly recommend him to anyone looking for reliable mortgage advice.

Indy Matharu

We’ve worked with Phil twice now and both experiences have been excellent. His expertise, patience, and professionalism helped us secure far better terms than we expected, with a solution tailored perfectly to our needs. He made the entire process smooth and stress-free, keeping us informed throughout and handling every detail with care. Reliable, transparent, and highly knowledgeable, we wouldn’t hesitate to recommend Phil to anyone looking for outstanding support.

Eva Philips

Phil provided outstanding support throughout what felt like a daunting equity release process, always taking the time to explain complex lender and solicitor terminology clearly and patiently. His professionalism, kindness, and prompt communication gave us confidence and reassurance from start to finish, and we truly appreciated the care and support he showed throughout. We would highly recommend Phil to anyone looking for knowledgeable and dependable advice.

About Us

You are in the safe hands of a whole-of-market mortgage broker who can help you with all of your home finance needs, whatever your background and circumstances.

Here you can access 100% impartial advice from an expert who specialises in a range of fields, including bad credit mortgages, buy-to-let, first-time buyers, and much more.

  • Free initial consultations available to explore your mortgage options
  • Access exclusive mortgage rates and deals here
  • An impeccable track record with glowing reviews from existing customer
  • A helping hand throughout the mortgage application process

Our Services

Mortgages

Mortgages can be daunting, but the good news is that help is available. Here you will learn all you need to know about mortgages, including where to turn for advice and how to compare rates for free.

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Later Life Lending

If you’re a homeowner over 55 and want to release some of the cash in your property, an equity release scheme could be the right option. Here, you’ll find out how equity release schemes work, how much you could release from your home and what other alternatives are available.

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Commercial and Bridging

Whether you’re looking to buy a new trading premises, expand your rental investment portfolio, or purchase a fully functioning business, a commercial mortgage could provide the finance you need.

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Insurance

You make monthly payments in return for a lump sum which is paid out upon your death, or in some cases if you are diagnosed with a terminal illness. It is your choice of what happens to the lump sum payment; you can select which beneficiaries to receive the funds. 

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We search the whole market to find you the best possible mortgage

90+ lenders, 20,000+ mortgages

NationwideAccord MortgagesBarclaysNatwestCoventry Building SocietyHSBC

Frequently Asked Questions

An independent mortgage broker will have access to the entire mortgage market, which means they can help you access a much wider range of lenders, rates and deals, including ones that are not available to the general public.

This means that your chances of securing the ideal mortgage for your requirements will be significantly higher than if you were applying alone.

Moreover, mortgage brokers have the knowledge and expertise to advise you on every possible option, guide you through the mortgage application process and provided ongoing advice until you've got your hands on those house keys!

In short, they could save you time, money and potential disappointment when applying for your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.